Personal Insurance

With the right financial adviser, you can have the benefit of a professional to help guide you to where you want to go.

Choosing The Right Insurance

Life’s unpredictable nature can throw challenges your way, raising concerns about Personal Insurance, Financial Planning, and your ability to continue meeting financial obligations like home loans and bills. What happens if you become physically or mentally incapacitated? How would you ensure your family’s financial well-being and cover ongoing expenses?

At Wealth Directions, our team of Certified Financial Planners and Financial Advisors simplify complex Insurance Planning by breaking down jargon into Plain English. We guide you to the most appropriate Personal Insurance Coverage, ensuring you and your family are financially secure in case of illness, disability, or unforeseen events.

Typically, there are four types of insurance to consider:

Income Protection

Insures against your ability to earn an income for an extended period of time should you become ill and/or injured and cannot work for an extended period of time.

Death Cover

If you pass away, the type of cover is paid as a lump sum to your beneficiaries to help repay debts and provide for their future.

Total & Permanent Disablement (TPD)

If you are permanently disabled and unable to work, this type of cover provides a lump sum payment to help you pay for medical expenses, repay debts and provide for you future.

Trauma Cover

If you are diagnosed with a medical condition or undergo a procedure outlined in your policy, this type of cover provides a lump sum payment to help cover your medical costs and ongoing living expenses.

Talk To Our Experts

At Wealth Directions, we will ensure that your assets are protected and your family’s future is secure. Our team of qualified financial advisers can provide a wealth of information regarding insurance advice and work closely with clients throughout South East Queensland and beyond.

Contact us today for a complimentary appointment with a qualified and experienced financial adviser. We can meet in person or arrange an online appointment.

Frequently Asked Questions

What is personal insurance and why do I need it?

Personal insurance provides financial protection against unforeseen events. Our personal insurance services include life insurance, income protection, and critical illness coverage.

How do I get life insurance quotes?

We offer life insurance quotes based on your individual needs and circumstances. Our insurance comparison tools help you find the best rates.

What is income protection insurance?

Income protection insurance provides a financial safety net if you’re unable to work. Our insurance needs calculator helps you determine the right coverage amount.

What is critical illness insurance?

Critical illness insurance offers a lump-sum payment if you’re diagnosed with a specified illness. Our insurance advice is tailored to your health and financial situation.

How do I compare insurance policies?

Our insurance comparison tools allow you to compare rates and coverage options. We offer personalized insurance advice to help you make an informed decision.